If you’re planning to invest in gold or silver today, knowing the latest prices is crucial. On 7 January 2026, gold and silver rates in India showed slight fluctuations across cities due to market demand and global trends. 24K gold is trading around ₹1,36,660 per 10 grams, while 22K gold costs approximately ₹1,25,180 per 10 grams. Meanwhile, silver prices range from ₹2,53,100 to ₹2,71,100 per kilogram depending on your city. Whether you are buying for investment or personal use, these rates help you make informed decisions and avoid overpaying.
Highlight Point Table
| Metal & Purity | Unit | Rate (Approx.) | City Variance |
|---|---|---|---|
| 24K Gold | 10g | ₹1,36,660 | Minor city-wise variation |
| 22K Gold | 10g | ₹1,25,180 | Delhi slightly higher |
| Silver | 1 kg | ₹2,53,100–₹2,71,100 | Higher in Chennai & Mumbai |
| 24K Gold | 1g | ₹13,666 | — |
| 22K Gold | 1g | ₹12,518 | — |
| Silver | 10g | ₹2,531–₹2,711 | — |
These rates give a quick snapshot for investors and buyers across India.
1. 24K and 22K Gold Differences
Gold comes in multiple purities, but the most common in India are 24K and 22K. 24K gold is pure gold and costs slightly more due to higher purity. 22K gold has a small amount of alloy, making it more durable for jewellery. Knowing the difference helps buyers decide between investment-grade gold (24K) and wearable jewellery (22K).
2. City-wise Price Variation
Gold and silver prices are not uniform across India. Cities like Delhi, Mumbai, and Chennai often show higher rates due to local taxes, demand, and logistics. If you’re buying in bulk, always compare local jeweller rates before making a purchase. Online portals can also show live rates city-wise.
3. Silver Investment Trends
Silver is cheaper than gold but highly volatile. On 7 January 2026, silver prices range between ₹2,53,100 to ₹2,71,100 per kg. Factors influencing silver include industrial demand, import-export regulations, and global commodity trends. Silver can be a smart investment for small-scale buyers due to its lower entry cost.
4. Tips for Buyers
- Check live market rates before buying.
- Buy from trusted jewellers to avoid making losses.
- Monitor global gold trends, as prices react to international news and currency fluctuations.
- Consider buying in small quantities if you are investing for the first time.
5. Gold and Silver for Gifts
January is a festive month, so many prefer gifting gold and silver. Knowing the exact market rate ensures you don’t overpay during peak demand. Always confirm current city-specific rates.
Step-by-Step Process to Check Rates Online
- Open a trusted gold rate website like MCX, MoneyControl, or local jeweller sites.
- Select your city to view accurate rates.
- Choose the metal type (Gold 24K, 22K, or Silver).
- Note the price per gram or kilogram.
- Compare rates across multiple portals or nearby stores.
- Make your purchase based on updated rates and your budget.
- Keep a record for future reference or selling purposes.
Conclusion
Gold and silver prices change daily, influenced by market demand and global trends. On 7 January 2026, 24K gold is ₹1,36,660 per 10g, and silver ranges ₹2,53,100–₹2,71,100 per kg. Checking live rates ensures smart buying decisions and protects your investment.